How long do I have to file a car accident lawsuit in New Jersey?

New Jersey's statute of limitations for personal injury claims is two years from the date of the accident under N.J.S.A. 2A:14-2. Miss that deadline and you lose your right to sue, with very limited exceptions. Two years sounds like a long time. It isn't. Evidence gets lost. Witnesses become harder to locate. Insurance companies use delay to their advantage. The sooner you retain an attorney, the stronger your case. If the at-fault driver was a government employee or a government-owned vehicle was involved, a Notice of Claim must be filed within 90 days, which makes early action even more critical. Attorney Nguyen reviews your timeline during the free consultation so no deadline is missed.

What if the other driver doesn't have insurance?

Uninsured and underinsured motorist coverage exists precisely for this situation. If the at-fault driver has no insurance, or has coverage that doesn't cover the full extent of your damages, your own UM/UIM policy can step in. New Jersey requires insurers to offer this coverage, though many drivers select lower limits without fully understanding the risk. We analyze every available coverage source, including your own policy, any umbrella policies, and the policies of other vehicles involved in the crash. There are also situations where a third party, such as a negligent employer whose employee caused the crash, carries liability. Attorney Nguyen identifies every viable avenue for recovery before any settlement is considered.

Do I have to go to court?

Most car accident cases in New Jersey and New York resolve through negotiated settlements before trial. That said, the willingness to go to court is what keeps insurance companies honest during negotiations. Firms that settle every case regardless of the offer get lower offers as a result. Thai Nguyen Law prepares every case as if it is going to trial, which typically produces better settlement outcomes and ensures clients are not pressured into accepting less than they deserve. If your case does go to trial, Attorney Nguyen handles it personally.

What if I was partially at fault for the accident?

You may still have a viable claim. New Jersey's modified comparative negligence rule allows you to recover damages as long as you are not more than 50 percent at fault. Your recovery is reduced by your percentage of fault, but it is not eliminated unless you cross that threshold. Insurance adjusters frequently try to assign more fault to the victim than the facts support. Having an attorney who understands how to counter those arguments, and how to present the evidence that minimizes your assigned fault, can make a significant difference in your final recovery. Attorney Nguyen examines the full picture of the crash before accepting any fault allocation.

How much is my car accident case worth?

There is no formula that produces a number before the facts are fully developed. Value depends on the severity and permanence of your injuries, the strength of liability, and available insurance coverage. Soft tissue injuries that resolve quickly are worth less than fractures or conditions requiring ongoing care. Cases involving lost wages or long-term disability carry higher value. Attorney Nguyen gives you a realistic range during your free consultation, not a number designed to get you in the door.

Services Archive - Page 6 of 6

Car Accident

Car Accident Attorney in New Jersey and New York A car accident can upend your life in seconds. Medical bills pile up before you’ve even left the hospital. Insurance adjusters call before you know the full extent of your injuries. And the clock on your claim starts running the moment the crash happens. Thai Nguyen…

Estate Planning

Estate Planning Attorney in New Jersey and New York Estate planning is about more than deciding who receives your assets. It’s about protecting your family, preserving your legacy, and making sure your wishes are honored if something unexpected happens. Whether you’re creating your first will, establishing a trust, or planning for long-term care, having a…

Family Law

Family Law Attorney in New Jersey and New York Family law matters are some of the most personal and emotionally challenging legal issues you may ever face. Whether you’re going through a divorce, seeking custody of your children, negotiating support, or addressing another family-related legal matter, having experienced legal guidance can make a significant difference…